Terms of use

1. About these terms

These terms apply when you use NexGenFX Journal at nexgenfxjournal.com, including the installed app ("the journal"), run by NexGenFX in Singapore ("we", "us"). By using the journal you agree to these terms and to our privacy policy. If you don't agree, please don't use it.

2. Not financial advice

The journal helps you record trades and see statistics about them. Nothing in it, including stats, scores, fix lists, risk figures, calculators, market data or news, is financial, investment or trading advice. Past results don't predict future results. Trading forex, CFDs, futures and other leveraged products carries a high risk of losing money. You alone decide your trades and are responsible for them.

3. Your account

• An account is optional. If you create one, give a real email address and keep your password private.
• You are responsible for what happens under your account.
• You must be 18 or older to use the journal.

4. Your content

Your trades, notes, screenshots and other content belong to you. You give us permission to store, copy and display them only as needed to run the journal for you, for example to sync them across your devices or show them to a coach you chose to share with. You can export or delete your content at any time.

5. Plans and invite codes

• The journal has three plans: Free, Pro and Ultimate. Logging trades is always free.
• Pro and Ultimate can be bought, or come with an invite code or a coach's approval. A code is personal, may be single-use, and may be for a limited time.
• We may add, change or move features between plans. If you lose a paid feature, your data stays and you can still export it.

6. Paying for a plan

• Prices. Prices are shown in US dollars in the journal before you pay. Stripe takes the payment. Your bank may add its own currency or card fees.
• Renewal. Plans renew automatically each month or year until you cancel. We charge the card you gave at the start of each new period.
• Cancelling. Cancel any time in the journal under Manage billing. You keep your plan until the end of the period you've paid for, and then move to Free. Nothing in your journal is deleted: your synced data stays readable, and you can export it.
• Changing plan. You can switch between Pro and Ultimate, or between monthly and yearly, in Manage billing. Stripe works out any difference.
• Refunds. Payments are not refundable for part of a period, except where the law requires it. If something has gone wrong, contact us and we'll look at it fairly.
• Free trial. New accounts can try Ultimate free for 14 days, once. No card is needed, and it simply ends after 14 days unless you choose a plan.
• Price changes. If we change a price, we'll tell you before your next renewal. You can cancel before it applies.

7. Coaching and materials

If you share your journal with a coach, they can read it and comment on your trades until you stop sharing. Coaching materials in the journal belong to their coach. You may use them for your own learning only. Don't copy, record, share or resell them. Breaking this can end your access to materials and your account.

8. Fair use

Please don't:

• try to access other people's accounts or data;
• attack, overload, scrape or reverse-engineer the journal;
• upload anything illegal, harmful or that you don't have the right to share;
• resell or share invite codes or your account.

9. Other services

Some parts of the journal use other services, such as Google sign-in and Drive, and TradingView charts, news and calendar. Their own terms apply to them, and we aren't responsible for their content, accuracy or availability. Market data may be delayed or wrong.

10. Keep a backup

We work hard to keep your journal safe, but the journal is provided "as is" and "as available". Browsers can clear stored data, devices get lost, and services have outages. Keep your own backups from Account Settings → Backup & Restore. We can't promise the journal will always be available or free of errors.

11. Our liability

As far as the law allows, we are not liable for any trading losses, lost profits or lost data, or for any indirect or consequential loss from using the journal. Our total liability to you for any claim is limited to the amount you paid us in the 12 months before the claim, or S$50 if you haven't paid anything. Nothing in these terms limits liability that can't be limited by law.

12. Ending your use

You can stop using the journal and ask us to delete your account at any time. We may suspend or close an account that breaks these terms or puts other users or the service at risk. Where we can, we'll tell you first and give you time to export your data.

13. Changes

We may update these terms. We'll change the date at the top, and tell you in the journal about important changes. If you keep using the journal after a change, you accept the new terms.

14. Law

These terms are governed by the laws of Singapore, and the courts of Singapore have jurisdiction.

15. Contact

Questions? Email nexgenfxx@gmail.com or message @NexGenFXadmin on Telegram.